When using a mobile payment service, have your friend request a payment first

When using Venmo, Zelle or other mobile payment services, if you send money to the wrong person, there’s no guarantee that you’ll get it back. Even the smallest typo in the username of the recipient can result in lost money. To be extra safe, have your friend send you a payment request before you send the money. You can simply respond to the request, and you’ll know it’s going to the right recipient.