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Shopping online — pay with credit card instead of debit

E-commerce sites are typically well-protected from attacks. However, you can further reduce your risk by paying with credit, or with a gift/prepaid card, instead of debit. That way, you have more protections from identity theft and no prospect of your bank account being cleaned out if your card number is stolen.

Look out for tracking information after you order something online

If you buy something online, the vendor should send tracking information as soon as the item is shipped. If it’s been a few days outside of their shipping window, try contacting the vendor to see what the delay is. If you don’t hear anything back, it’s possible that it was a fraudulent organization, and it […]

Make online purchases with a credit card, not a debit card

When paying with a credit card, the vendor does not receive direct access to your money. Instead, they receive money from your bank, and then the bank bills you at the end of the month. This protects your money from fraudulent vendors and individuals who get their hands on your credit card information.

Exercise healthy skepticism while bargain shopping

If you see a deal while shopping online that seems like it’s too good to be true, there’s a decent chance that it is. Be sure to compare the price of the item to the prices of similar items on websites you know are legitimate. Also, check to make sure that the organization is real […]

Set up a PIN for voice purchases

If you have an Alexa device, you can set it up so that it will purchase items when you ask it to. However, this gives anyone in your home, including guests, the power to buy something with your credit card easily. It’s more secure to enable a PIN that you also have to say along […]

Dedicate one credit card to online purchases

One possible way to decrease the potential damage of an attacker gaining access to your credit card information, is to consider opening a credit card account for online use only. Maintain a minimum credit line on the account to limit the amount of charges a potential attacker can accumulate.