Contactless payment refers to using your smartphone, smartwatch or other wearables to make digital payments in lieu of physical tender. This can be a great convenience for people that prefer to leave their wallet at home, but also spells a great danger if your device falls into the wrong hands – especially if you’re using […]

Although computers may be accessible at libraries, college campuses and other public locations they may be OK for low-risk activities like online browsing or collaborating on documents. They should not be used for conducting activities like online banking or shopping, since you can’t be sure they’re 100 percent secure. Stick to your own devices and […]

If your information is compromised, a hacker may be making charges on your credit card. If you’re unaware of those charges, your credit score could take a sizable hit. Keeping a watchful eye on your credit report is a good idea. Hackers often target financial information when ecommerce reaches peak volume. Monitoring your report will […]

Review your banking, credit card, or payment service statements regularly to ensure there are no unauthorized charges or withdrawals. Be sure to shred bank and credit card statements before throwing them in the trash. Recent events have seen a increase in the use of online shopping, mobile payments and online banking, it’s more important than […]

Credit cards are one the safest ways to make online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them entirely […]

Phishing is one of the oldest and most effective cyberattack techniques. To reduce your risk of having sensitive data stolen, never click on any emailed or texted links purporting to take you to your account page for a password reset or other modification. Instead, if you’re unsure whether action is merited, navigate to the account […]