Although they have limited acceptance online, these three payment services have a growing presence in physical retail. They’re safer than using your actual payment cards, since they do not supply the real card number but rather a device identifier. Anywhere that shows the logo for one of these services will usually accept all three, so […]

This isn’t merely a convenience tip. Using an official app from your financial institution is usually the safest way to get alerts about your activity, view statements and confirm a login attempt via 2-factor authentication. Moreover, it will help you mitigate the risk of engaging with potentially risky emails claiming to be from your bank […]

If breached, debit accounts leave you highly exposed to loss, since someone would be able to withdraw funds at will. In contrast, credit cards provide more fraud and liability protection as well as chargeback. That makes them generally better for online shopping. Better yet, use a platform like Apple Pay or Google Pay, in which […]

Networks without passwords do not encrypt your connection. Accordingly, it’s possible for other connected users to spy on your activity, including any password you type. Don’t view your bank balance or log into any accounts tied to a debit/credit card while on public Wi-Fi. Cellular is much safer in these cases.

With the rise of e-commerce, mobile payments and online banking, it’s more important than ever to keep an eye on your financial accounts for possible fraud. Check your bank and credit card statements to make sure there’s nothing amiss.

Most organizations – banks, universities, companies, etc. – don’t ask for your personal information over email. Do not reveal personally identifiable information online such as your full name, telephone number, address, social security number, insurance policy number, credit card information, or doctor’s name. Avoid opening attachments, clicking on links, or responding to email messages from […]