The computers available at libraries, college campuses and other public locations are convenient resources for low-risk activities like browsing the web or collaborating on documents. They’re less great for conducting activities like online banking or shopping, since you can’t be sure they’re 100 percent secure. Stick to your own devices and networks for these transactions.

To minimize the potential damage of an attacker gaining access to your credit card information, consider opening a credit card account for use only online. Keep a minimum credit line on the account to limit the amount of charges a possible attacker can accumulate.

Review your banking, credit card, or payment service statements regularly to ensure there are no unauthorized charges or withdrawals. Be sure to shred bank and credit card statements before throwing them in the trash; talk to your bank about using passwords and photo identification on credit cards and bank accounts.

Online banking is a very convenient service for millions of account holders. At the same time, it needs to be handled with care.

Those looking to use mobile payment solutions should be mindful of security concerns.