Just like phishing emails, “smishing” attacks use deceptive tactics to trick you into revealing personal information or downloading malicious software. But instead of targeting your inbox, these scams arrive via text message.
How Smishing Attacks Work:
- Spoofed Numbers: Scammers often use spoofed phone numbers to make it appear as though the message is from a legitimate source, like your bank or a delivery service.
- Urgent Messages: Smishing attacks often create a sense of urgency, urging you to click on a link or take immediate action.
- Shortened Links: Be wary of links that are shortened using services like bit.ly or goo.gl. These links can mask the true destination of the website.
- Requests for Personal Information: Scammers may ask for your Social Security number, bank account details, or other sensitive information.
How to Protect Yourself:
- Be Skeptical of Unexpected Texts: Don’t click on links or download attachments from unexpected text messages, even if they appear to be from a legitimate source.
- Verify Information: If you receive a text message requesting personal information, verify the request by contacting the organization directly through a known phone number or official website.
- Use a Strong Password: Create a strong, unique password for your mobile device and enable two-factor authentication.
- Report Suspicious Texts: Report suspicious text messages to your mobile carrier and the Federal Trade Commission (FTC).
By being vigilant and following these tips, you can protect yourself from smishing attacks and keep your personal information safe.
